Fintech · Agentic AI

Agentic AI Built for
Regulated Financial Workflows

Automate onboarding, compliance checks and customer servicing with AI agents that work inside your controls, with human approval and a full audit trail at every step.

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Brownfield or GreenfieldHuman-in-the-LoopEnd-to-End Monitoring

Stripe
PayPal
Razorpay
Salesforce
Oracle
SAP Business One
NetSuite
Snowflake
Okta
ServiceNow
Datadog
QuickBooks Online
Xero
DocuSign
CrowdStrike Falcon
Chargebee

Explore Connectors & Actions

Barriers to AI in Fintech

What Holds Fintech
AI Back

Compliance and Audit Pressure

Every automated decision must be explainable, approved where needed and recorded.

Legacy Core Systems

Older banking and payments platforms are hard to connect to modern AI workflows.

Security Exposure

Outdated dependencies and unpatched vulnerabilities create risk in a highly targeted industry.

The Xccelera Approach

Agentic AI That Runs
Inside Your Fintech Stack

Xccelera AI connects to core banking, payments, CRM, risk and data platforms, then coordinates specialized agents under your security, data and governance rules. Start with one workflow, then scale.

Your fintech systems

Core banking
Payments
CRM
Risk
Data platforms

Xccelera AI PlatformYour security, data and governance rules

Core Orchestrator ReForge Guard Connectors & Actions

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Agents & outcomes

KYC & Onboarding AgentDocuments checked and routed
Fraud Signal Triage AgentAlerts prioritised for investigators
Compliance Monitoring AgentAffected workflows flagged
Reconciliation AgentBreaks flagged across systems

Human-in-the-loop MonitoringApprovals where you set them · every step observed

Concept
MVP
Deployment
Scale

Automate With
Governance Built In

Agents run onboarding, servicing and reconciliation workflows in parallel.
Human-in-the-loop checkpoints and end-to-end monitoring on every step.

Explore Xccelera Orchestrator

KYC-20418Business account application09:41:02RunningComplete

KYC checkID, sanctions and PEP screeningKYC & Onboarding Agent09:41:02QueuedRunningDone
Risk scoreScore 18 / 100 · low riskRisk policy v4.209:43:40QueuedRunningDone
Reviewer approvalCompliance reviewer signs offHuman-in-the-loop09:47:30QueuedAwaiting reviewApproved
Account openedAccount created in core bankingCore banking connector09:48:05QueuedRunningDone

Audit trail · every step recorded0 / 4 steps

Modernize Core Systems
Without Disruption

Migrate legacy code module by module, validated against original behavior.
Keep business rules intact while unlocking modern APIs.

Explore Xccelera ReForge

Legacy · COBOLINTCALC.cbl

COMPUTE-INTEREST.    MOVE ACCT-BAL TO WS-BAL.    IF WS-BAL > ZERO       COMPUTE WS-INT =         WS-BAL * WS-RATE / 12    END-IF.    ADD WS-INT TO ACCT-BAL.

Modern · JavaInterestService.java

public Money accrue(Account a) {  var bal = a.balance();  if (bal.isPositive()) {    var interest = bal      .times(rate).div(12);    return a.credit(interest);  }  return bal;}

Behaviour tests 0 / 128Tests passedBusiness rules preservedREST API exposed

Keep Your Financial
Stack Secure

Detect and auto-resolve vulnerabilities and outdated dependencies.
Every fix tested and logged for audit.

Explore Xccelera Guard

guard / payments-platformResolvingAll clear

Findings5

Open5

Resolved0

openssl 1.1.1kOutdated TLS library · payments-gatewayCritical Resolved
jackson-databind 2.9.8Unsafe deserialization · ledger-apiCritical Resolved
tokenizer.js:88Card data written to logsHigh Resolved
spring-web 5.2.0Known CVE · onboarding-serviceHigh Resolved
node 14 base imageEnd-of-life runtime · kyc-workerHigh Resolved

Every fix tested · logged for audit

Fintech Agents